How to do a background, text, AND image overlay?

I’m basically trying to have a track with a BG, and a track with an image scaled to fit WITH a text overlay.

When I try to do that I end up with a black background for some reason behind the text like the bottom image. If I disable the text overlay, I get the top image.

So what gives?

If you are using the latest version of Shotcut then you should be able to do that without any problems. Since you have a problem that means you are doing something wrong. To help you fix that please reply with a screenshot of your timeline and added filter. Or first, take a look here: